2:94-96 Desire for Death

YUSUFALI:Say: "If the last Home, with Allah, be for you specially, and not for anyone else, then seek ye for death, if ye are sincere." But they will never seek for death, on account of the (sins) which their hands have sent on before them. and Allah is well-acquainted with the wrong-doers. Thou wilt indeed find them, of all people, most greedy of life,-even more than the idolaters: Each one of them wishes He could be given a life of a thousand years: But the grant of such life will not save him from (due) punishment. For Allah sees well all that they do.

Dr naik commentary on those verse:

When the Jews came to the Muslims to have a confrontation, they said the last home with Allah, i.e. paradise, is especially meant for the Jews only and not for anyone else.

The Qur’an ask the Jews to seek death, if they were sincere and spoke the truth. The Qur’an continues and says that they (the Jews) will never seek death, because of the sins that they have committed. The only thing that Jews had to do at the time of Prophet (Pbuh) in order to win the argument and to prove the Qur’an wrong was to call for their own death. Even if any one of the Jews would have opted to say, "I beseech the Lord for my death" just for namesake, not that he actually had to die, the Qur’an would have been proved false. It was so easy to prove the Qur’an wrong. (http://www.irf.net/irf/dtp/dawah_tech/ques20i.htm)

So according Dr naik This Test is based on 2 assumptions about the Jewish belief:

1.Jews Believe that Heaven is just For Jews.Gentiles (Non-Jewish) Won't Enter Heaven.

2.Jews Believe that As long as you're a Jew you will enter Heaven immediately,regardless to your good or bad deeds.

Are those assumptions true?

Is Heaven only for Jews?

'Anyone who accepts upon himself the fulfillment of these Seven Mitzvot and is precise in their observance is considered one of the Pious among the Gentiles and will merit a share in the World to Come. This applies only when he accepts them and fulfills them because the Holy One, blessed be He, commanded them in the Torah and informed us through Moses, our teacher, that even previously, Noah's descendants were commanded to fulfill them. However, if he fulfills them out of intellectual conviction, he is not a resident alien, nor of the Pious among the Gentiles, but rather, of their wise men.'(Rambam's Hilchos Melachim 8:11)

(For more reading about the 7 laws of Gentiles see here: http://www.noachide.org.uk/html/seven_laws.html)

So the answer is no - according to Jewish belief the righteous of all nations will enter Heaven.

Is Jews Enter Heaven,regardless to his bad deeds?

Certain sins are punished by the sinner being "cut off from his people." See, for example, Gen. 17:14 and Ex. 31:14. This punishment is referred to as kareit (kah-REHYT) (literally, "cutting off," but usually translated as "spiritual excision"), and it means that the soul loses its portion in the World to Come.

Nevertheless, we definitely believe that your place in the Olam Ha-Ba(World to come) is determined by a merit system based on your actions, not by who you are or what religion you profess.
( http://www.jewfaq.org/olamhaba.htm)

So Jews don't have insurance policy to Enter Heavens!

Conclusion

This whole Test,that Muhammad did to Jews was based on his false knowladge of the Jewish belief!

Moreover There's a big diffrance between the 2 religions about where to focus:

Judaism is not focused on the question of how to get into heaven. Judaism is focused on life and how to live it.

2:89-91 Quran Confirm the Torah

And when there comes to them a Book from Allah, confirming what is with them,- although from of old they had prayed for victory against those without Faith,- when there comes to them that which they (should) have recognised, they refuse to believe in it but the curse of Allah is on those without Faith. (2:89 by YUSUFALI)

a book from Allah is Quran and this verse is pointed to the Jews,saying that Quran confirm what is with them.
what is with them is Torah.
Basic math will lead us that Muhammad say that Quran confirm the Torah!

Muslims nowadays can't accept the idea that Quran confirm the Torah,saying the Torah was corrupted days before Muhammad and the Quran came to correct the corruption of the scripts,is this verse can tolerate this?

lets do a logic exercise:
If Jews,in Muhammad days,had a corrupt script - the verse should say that Quran came to correct what is with them!!!
The verse say implicit that Quran came to confirm what Jews had - Torah!!!

There will be muslims who would say that the what is with them isn't about the Torah,the script but about the revelation of the prophets like what YUSUFALI translate in 2:41
And believe in what I reveal, confirming the revelation which is with you

The answer for that is in 2:91
When it is said to them, "Believe in what Allah Hath sent down, "they say, "We believe in what was sent down to us:" yet they reject all besides, even if it be Truth confirming what is with them.

In this verse the Jews say that they only believe in what was sent down to us ,that can't be interpreted elsewhere - Jews Believe only in Torah.
Muhammad say :even if it be Truth confirming what is with them.

So Muhammad say implicit that the Quran confirm the Torah!